Acceptance of Terms

By downloading or using Refi Scout you agree to these Terms of Use. If you do not agree, do not use the app.

Use of the App

Refi Scout provides mortgage rate tracking and refinance analysis for informational purposes only. Nothing in this app constitutes financial advice. Always consult a licensed mortgage professional before making refinancing decisions.

Subscription Terms

Refi Scout offers the following subscription options:

  • Refi Scout Monthly — $6.99/month, billed monthly, includes a 7-day free trial. Auto-renews unless cancelled at least 24 hours before the end of the current period.
  • Refi Scout Annual — $39.99/year, billed annually, includes a 7-day free trial. Auto-renews unless cancelled at least 24 hours before the end of the current period.
  • Refi Scout Lifetime — $99.99, one-time purchase. No subscription or auto-renewal.

Payment will be charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage and cancel subscriptions at any time in your iPhone Settings under your Apple ID → Subscriptions. No refunds are provided for partial subscription periods. Free trials convert to paid subscriptions automatically unless cancelled before the trial ends.

Accuracy of Information

Mortgage rate data is sourced from the Federal Reserve Economic Data (FRED) API and is updated weekly. Savings calculations are estimates based on standard mortgage formulas. Actual savings may vary based on your credit score, lender fees, closing costs, and other factors.

Intellectual Property

Refi Scout and all associated content, features, and functionality are owned by Dappled Company LLC and are protected by intellectual property laws.

Limitation of Liability

Dappled Company LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of Refi Scout or any refinancing decisions made based on information provided by the app.

Governing Law

These terms are governed by the laws of the State of North Carolina, United States.

Changes to Terms

We may update these terms from time to time. Continued use of the app after changes constitutes acceptance of the new terms.

Contact

alex@refiscout.app